Central Florida's Premier 55+ Real Estate Team

Elevated Florida Living
for Your Best Chapter.

Specialized 55+ Real Estate Expertise in Central Florida and Beyond.

200+
Communities Served
15+
Years of Expertise
500+
Families Relocated
Discover More
Boutique Expertise

Why FL55Living is Different

We don't just sell homes. We guide you through one of life's most meaningful transitions.

Boutique Service

We work with a select number of clients at a time — so every buyer and seller receives our full, undivided attention.

Downsizing Roadmap

A proven 3-step process to sell your family home and transition seamlessly to active adult living.

International Buyers

Specialized guidance for Canadians and Europeans navigating Florida real estate from abroad.

55+ Community Education

Deep expertise in CDDs, HOAs, age-restriction rules, and what they mean for your lifestyle.

Real Stories. Real Results.

Voices from Our Community

Over 500 families have trusted FL55Living to guide them into their best chapter. Here's what they have to say.

"I'd been dreading the downsizing process for years. The 3-step roadmap made it feel manageable. Our family home sold in 11 days, and we closed on our Del Webb home the same month. The whole experience was seamless."

PS
Patricia S.
Moved from New Jersey to St. Cloud, FL
Del Webb Sunbridge

"I'd been dreading the downsizing process for years. The 3-step roadmap made it feel manageable. Our family home sold in 11 days, and we closed on our Del Webb home the same month. The whole experience was seamless."

PS
Patricia S.
Del Webb Sunbridge

"Nobody else explained the CDD fees to us. We almost bought in a community with $4,200/year in CDD debt that we didn't understand. FL55Living saved us from a very expensive mistake and found us a better community for less."

JT
James & Carol T.
The Villages

"As Canadians buying in Florida, we had no idea where to start. The guidance on FIRPTA, currency timing, and the legal process was invaluable. We closed on our Solivita home without ever feeling lost or overwhelmed."

RM
Robert & Linda M.
Solivita
5.0★
Average Rating
500+
Families Served
98%
Client Satisfaction
15+
Years of Expertise
A Proven Process

The Downsizing Roadmap

From the family home you've loved for decades to the Florida lifestyle you've always dreamed of — in three clear steps.

Florida neighborhood — the downsizing journey
01

Clarity & Valuation

We begin with a comprehensive home valuation and lifestyle consultation. Together, we map your timeline, financial goals, and the communities that match your vision. No pressure — just clarity.

02

Sell with Confidence

Our boutique marketing approach — including professional staging guidance and targeted digital campaigns — ensures your family home sells at maximum value.

03

Find Your Community

Armed with your Community Matchmaker profile, we tour the top 55+ communities together. We handle every detail of your purchase, from offer to keys.

Essential Knowledge

The 55+ Difference

Active adult communities operate under unique rules and structures. Understanding them is the difference between a perfect fit and an expensive mistake.

What is a CDD?

A Community Development District (CDD) is a special-purpose government entity that finances, constructs, and maintains community infrastructure — roads, utilities, amenities. Florida has more CDDs than any other state, and many 55+ communities use them.

CDD Fees

Included in your annual property tax bill — typically $1,500–$4,000/year depending on community.

What's Covered

Roads, utilities, common areas, amenity centers, landscaping, and community infrastructure.

Debt Component

Some CDDs carry bond debt from initial construction. This appears as a separate line on your tax bill.

Our Expertise

We analyze every CDD's financials before recommending a community — so you know exactly what you're buying into.

International buyers — Canada and Europe to Florida
Global Expertise

For International Buyers:
Your Florida Dream, Simplified.

Florida is the #1 destination for Canadian and European retirees seeking year-round sunshine. But purchasing real estate from abroad involves unique legal, tax, and logistical challenges that most agents are unprepared for.

We speak your language — literally and figuratively. Our process is designed for buyers who cannot be present for every showing.

Canadian Buyers

FIRPTA guidance, currency exchange timing, cross-border tax implications

UK & European Buyers

Visa considerations, FATCA compliance, international wire transfer support

Remote Buying Process

Virtual walkthroughs and live video tours so you can buy with confidence remotely

Full Concierge

Attorney referrals, title company coordination, and post-closing setup assistance

Languages Spoken
EnglishItalianSpanishRussian
Central Florida & Beyond

Communities We Serve

The Villages
Sumter County
Solivita
Kissimmee
On Top of the World
Ocala
Del Webb Sunbridge
St. Cloud
Trilogy Orlando
Groveland
Four Seasons at Orlando
Kissimmee
The Smart Choice

Why Florida?
The Case is Undeniable.

For Americans and international buyers alike, Florida consistently ranks as the #1 retirement destination — and for very good reason.

Florida Tax Advantage
$0
State Income Tax

Florida levies no state income tax, no inheritance tax, and no estate tax — meaning your Social Security, pension, IRA, and 401(k) income stays in your pocket. Pair that with the Homestead Exemption and relatively low property taxes, and the financial case for Florida is clear.

237Sunny Days / Year
Year-Round Sunshine

With an average of 237 sunny days per year, Florida's warm climate supports an active outdoor lifestyle — golf, tennis, pickleball, boating, and beach walks every single month.

500+55+ Communities
500+ Active Adult Communities

From The Villages (the world's largest 55+ community) to boutique gated neighborhoods, Florida offers more purpose-built active adult communities than any other state in the nation.

Top 5US Healthcare States
World-Class Healthcare

Home to Mayo Clinic Jacksonville, Tampa General Hospital, AdventHealth, and hundreds of senior-specialist practices — Florida's healthcare infrastructure is purpose-built for active adults.

30%Lower Than Northeast Avg
Affordable Cost of Living

While coastal hotspots carry a premium, Central Florida offers exceptional value — spacious homes, resort-style amenities, and low HOA fees compared to comparable communities in the Northeast or Midwest.

#1Expat Retirement Destination
International Gateway

Orlando International Airport connects you to Canada, Europe, and Latin America with direct flights. Florida is home to the largest concentration of Canadian and British expat retirees in the US.

GatedCommunity Security
Safety & Security

Florida's 55+ gated communities consistently rank among the safest residential environments in the country, with 24/7 security, controlled access, and tight-knit neighborhood cultures.

Ready to make Florida your permanent home? Let us match you with the perfect community.

The Florida Lifestyle

This is What
Active Adult Living
Looks Like.

Imagine waking up every morning to Florida sunshine, stepping out to your private pool lanai, and choosing from dozens of activities — golf, pickleball, fitness classes, art studios, travel clubs — all within your community.

"This isn't retirement. This is your best chapter — and it starts with finding the right community."

Luxury Florida home interior with pool lanai

The Community Matchmaker

Answer four questions and we'll personally curate a shortlist of communities that match your lifestyle — not just your budget.

Question 1 of 4

What type of lifestyle are you envisioning?

Maggie Rosario — Broker Associate, 55+ Specialist

License BK3087379

Meet Your Agent

Maggie Rosario

Broker Associate · 55+ Real Estate Specialist

A proud New Yorker shaped by life in Italy and Moscow, Maggie has called Orlando home since 2003. With over two decades of experience, fluency in four languages, and the distinction of Broker Associate, she brings a rare combination of global insight and deep local expertise to every 55+ client she serves.

When you work with Maggie, you are not just getting an agent — you are gaining a trusted partner who will be with you from the first conversation to the closing table and beyond.

🇺🇸 English🇵🇷 Spanish🇮🇹 Italian🇷🇺 Russian
Meet Maggie →
Your Next Chapter Awaits

Ready to Begin?

Download our 2026 Central Florida 55+ Lifestyle Guide — the most comprehensive resource for active adult relocation in Florida.